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	<title>Arkansas Car Insurance &#187; driving</title>
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		<title>Winter Driving Means Don&#8217;t Take Chances</title>
		<link>http://arkansascarinsurancepolicy.com/InsuranceNews/winter-driving-means-dont-take-chances/2010/02/</link>
		<comments>http://arkansascarinsurancepolicy.com/InsuranceNews/winter-driving-means-dont-take-chances/2010/02/#comments</comments>
		<pubDate>Fri, 05 Feb 2010 11:19:21 +0000</pubDate>
		<dc:creator>Adriana Noton</dc:creator>
				<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[accidents]]></category>
		<category><![CDATA[auto]]></category>
		<category><![CDATA[car insurance]]></category>
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		<guid isPermaLink="false">http://arkansascarinsurancepolicy.com/InsuranceNews/winter-driving-means-dont-take-chances/2010/02/</guid>
		<description><![CDATA[Driving during the winter months take preparation and following a couple of very good rule. The first being, if you do not have to go anywhere, don't. Then always give yourself extra time during winter driving and make sure your vehicle is in the best shape. Also, always stay with your vehicle should you get stuck.]]></description>
			<content:encoded><![CDATA[<p>Driving during the winter months take preparation and following a couple of very good rule. The first being, if you do not have to go anywhere, don&#8217;t. Then always give yourself extra time during winter driving and make sure your vehicle is in the best shape. Also, always stay with your vehicle should you get stuck.</p>
<p>Before winter arrives take the time t winterize your vehicle. This means seeing a professional for a vehicle check up. Besides winter tires, you&#8217;ll also want your vehicle in tip top shape, which can keep you from being stuck in sub zero temperatures.</p>
<p>Make sure your mechanic checks out your brakes, does any tune up work, checks all fluids including wiper fluid and installs new windshield wipers if needed. This is all winter preparation and can allow you to drive if you have to with a healthy vehicle.</p>
<p>Then winterize a bit more with an emergency preparedness kit. This is not just for alerting people of a stranded vehicle with flares and such, it&#8217;s also for you. Make sure you have a gallon of water, flashlights, extra batteries and simple high energy foods such as chocolate or energy bars. You&#8217;ll also want to through in hats, gloves, insulated boots and a few blankets. Of course, it doesn&#8217;t help to look online for <a target="_blank" target='_blank' href="http://www.belairdirect.com/">auto insurance quotes</a> and ensure your <a target="_blank" target='_blank' href="http://www.belairdirect.com/">car insurance</a> covers everything you need.</p>
<p>Many people have been found easily through gps capabilities in their cell phone, but a dead battery can&#8217;t help you much so make sure you have a cell charger and fully charge your phone before heading out. Also there are hand cranking flashlights that can also charge your cell phone in an emergency, so carry one of those as well.</p>
<p>When it comes to vehicle troubles in the winter, it&#8217;s a well known fact that people can easily get confused in snow and winter conditions. If you have vehicle troubles, stay with your car, your survival rate is higher than if you try and walk out.</p>
<p>Winter driving means driving slower and a general rule of thumb is to never go faster than you can control a slide or collision. This can allow you to maneuver around another vehicle that&#8217;s having problems, just plan for a longer estimated time of arrival.</p>
<p>You&#8217;ll find many recommend that a good set of snow tires makes a big difference. Purchase the best winter tires you can afford and you&#8217;ll soon understand why they are recommended, you&#8217;ll be able to control your vehicle easier and won&#8217;t loose traction as quickly. This may mean having two sets of tires, and check your local laws concerning studded tires and sipping.</p>
<p>Today&#8217;s weather forecasts are a lot more accurate so be sure to keep an eye on the weather report before you head out and use your cell phone to check for changes along your route. Often, you&#8217;ll have an hourly forecast that can warn you of impending snow or ice conditions.</p>
<p>Winter driving means preparing yourself and your vehicle, not heading out unless you have to, allowing extra time and following a few general rules. Winterize your vehicle, stay with your car or truck if you get stranded, and make sure your cell phone is fully charged and you have charging capabilities.</p>
<p>Don&#8217;t pay more than you have to! Find the best rates and quotes in car and auto insurance today. We offer the tools that let you find and compare different <a target="_blank" href="http://www.belairdirect.com">car insurance quotes</a> and <a target="_blank" href="http://www.belairdirect.com">auto insurance online</a>, with one simple click.</p>
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		<title>What Is The Quandary With Teenage Drivers?</title>
		<link>http://arkansascarinsurancepolicy.com/InsuranceNews/what-is-the-quandary-with-teenage-drivers/2010/02/</link>
		<comments>http://arkansascarinsurancepolicy.com/InsuranceNews/what-is-the-quandary-with-teenage-drivers/2010/02/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 21:14:25 +0000</pubDate>
		<dc:creator>Nathan Lewit</dc:creator>
				<category><![CDATA[auto insurance]]></category>
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		<guid isPermaLink="false">http://arkansascarinsurancepolicy.com/InsuranceNews/what-is-the-quandary-with-teenage-drivers/2010/02/</guid>
		<description><![CDATA[Teenage driving cause huge problems for for parents worldwide as there are many incidents of teen mishaps and fatalities on the road of teenage driving. The necessary thing here to do is to try and understand the reasons for these accidents and bring in the necessary changes to prevent such mishaps in the future. The areas to focus on would be the reduction in risk exposure, modification of risk taking ability, and providing sufficient education to the teenager to improve their driving skills.]]></description>
			<content:encoded><![CDATA[<p>Teenage driving cause huge problems for for parents worldwide as there are many incidents of teen mishaps and fatalities on the road of teenage driving. The necessary thing here to do is to try and understand the reasons for these accidents and bring in the necessary changes to prevent such mishaps in the future. The areas to focus on would be the reduction in risk exposure, modification of risk taking ability, and providing sufficient education to the teenager to improve their driving skills.</p>
<p>Simply increasing the driving age from 16 to 18 years may not be the right solution to reduce teen crashes. It will only impact several sectors of the automobile industry like manufacturers, insurance agents, driving instructors and gas companies. Both auto manufacturers and insurance agents will see a sharp drop in their revenues due to these measures.</p>
<p>Main reasons for the teen crashes are immaturity, risk taking behavior, lack of skills and non-adherence to safety rules. It is important to educate the teenagers about these driving and safety rules and ensure that they follow them in a disciplined manner. The parents should not hand over the car keys to their children till the time they avoid such manners and gain the necessary driving skills.</p>
<p>Most of the teen fatalities that have occurred in the road are due to factors like not wearing of seat belts, drunken driving, distractions on the road, crashes happening on Friday nights, and weekends mainly between 6 PM to 6 AM.</p>
<p>The safety rules are not followed by the teenagers in a proper manner. They don&#8217;t drive with their parent or instructor for the first three months after getting their driving license, avoid driving at midnight except for some purposeful reason, avoid usage of gadgets like phones, and wear seat belts. The lack of discipline and non-adherence to safety rules has been a major reason for teen accidents.</p>
<p>In order to reduce risk for their teen children the parents should also be a part of their driving skills learning program. The parents should partner with their child to teach them defensive driving techniques and driver safety rules. The parent should also share their own driving experiences with their children. This will help them become more mature and prepared to handle any adverse situations.</p>
<p>The teenagers risk taking behavior also needs to be modified. Due to hormonal influence and certain growth related patterns the teenagers tend to take certain unwanted risks. It is necessary for the parent to analyze this risk and make the teen aware of the consequence of this action. Once the teenager is aware of the problems that might occur they will show tendencies to avoid risk taking behavior.</p>
<p>The teenagers should be made to join authorized and certified driver education programs that will ensure that they gain the necessary driving skills. The quality of the program content and approach of the instructor also plays a vital role in the knowledge grasping ability of the teen. The parent should monitor the progress of their child and make them aware of the fact that the driver program is just a start to the knowledge gaining activity towards becoming an expert driver.</p>
<p>Nathan&#8217;s Driving School is one of the only certified driving schools which specializes in <a target="_blank" href="http://nathansdrivingschool.net">teenage driving georgia</a> and the discount of insurance rates, go to <a target="_blank" href="http://nathansdrivingschool.net">teenage driver education</a> for quality driving tutorials.</p>
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